01. Who among the following is
one of the recipients of the Nobel Peace Prize – 2011?
(a) Ellen Johnson Sirleaf
(b) Jules A. Hoffmann
(c) Bruce A. Beutler
(d) Adam G. Riess
(e) Tomas Transtromer
(b) Jules A. Hoffmann
(c) Bruce A. Beutler
(d) Adam G. Riess
(e) Tomas Transtromer
02. The Food Security Bill – 2011
which is the process of becoming an Act, divides the entire population of the
country into two groups. Which of the following are these two groups?
(a) Below poverty line and Above
poverty line
(b) General population and Excluded population
(c) Included households and Excluded households
(d) Covered under PDS and Not Covered under PDS
(e) General households and priority households
(b) General population and Excluded population
(c) Included households and Excluded households
(d) Covered under PDS and Not Covered under PDS
(e) General households and priority households
03. RBI has recently deregulated
the rates of interest to be provided by various Banks to their depositors/customers
with effect from 25-10-2011 on their _____ accounts?
(a) Time Deposit
(b) Saving bank
(c) Loan
(d) Fixed deposit
(e) Current
(b) Saving bank
(c) Loan
(d) Fixed deposit
(e) Current
04. Which of the following is the
main advantage of “ASBA” with the applicants for share allotment?
(a) ASBA applicant has got
secured allotment of shares
(b) ASBA applicant has got certain preference in allotment of shares as compared to general applicants
(c) ASBA applicant need not remit the fund for allotment of shares, he/she will do so after shares are allotted to him/her.
(d) ABSA Applicants deposit/OD account is not debited, only the funds are blocked for the same and he/she continues to avail interest till the shares are allotted to him/her.
(e) None of these
(b) ASBA applicant has got certain preference in allotment of shares as compared to general applicants
(c) ASBA applicant need not remit the fund for allotment of shares, he/she will do so after shares are allotted to him/her.
(d) ABSA Applicants deposit/OD account is not debited, only the funds are blocked for the same and he/she continues to avail interest till the shares are allotted to him/her.
(e) None of these
05. “Many people die in Deadly
Games in Egypt”: Was the news in almost all major newspaper in February 2012.
Which of the following statements is the correct representation of ‘Deadly
Game’ given in the headlines?
(a) A riot broke out during a
Football Match in Egypt in which many people were killed
(b) Police had to open fire on a Mob including some genuine ticked holders, who were not allowed to enter the Stadium even after the start of the match
(c) Egypt is famous for its dangerous games of ‘Bull fight’ and ‘Martial Game’; Many participants die every year in such games
(d) Some terrorist opened fire during a football match. About 10000 people were killed in the incident
(e) The defeat in the game is considered equivalent to death
(b) Police had to open fire on a Mob including some genuine ticked holders, who were not allowed to enter the Stadium even after the start of the match
(c) Egypt is famous for its dangerous games of ‘Bull fight’ and ‘Martial Game’; Many participants die every year in such games
(d) Some terrorist opened fire during a football match. About 10000 people were killed in the incident
(e) The defeat in the game is considered equivalent to death
06. Mullaperiyar Dam which was
recently in news, is located in which of the following States?
(a) Maharashtra
(b) Karnataka
(c) Andhra Pradesh
(d) Kerala
(e) Tamil Nadu
(b) Karnataka
(c) Andhra Pradesh
(d) Kerala
(e) Tamil Nadu
07. Like telephone/Mobile number
portability, the Ministry of Finance/RBI is now also considering to provide
bank account number portability to bank customers. Which of the following would
it mean?
(a) Any customer/account holder
can with draw cash from any other Bank through his/her won cheques drawn on
other bank even without ATM
(b) Any borrower can draw funds from his/her loan account from any other bank also
(c) The account number of any account holder will remain the same even if he/she is getting his/her account transferred to another bank also.
(d) Bank customers would have the facility of mobile Banks to withdraw cash nearby his/her place
(e) None of these
(b) Any borrower can draw funds from his/her loan account from any other bank also
(c) The account number of any account holder will remain the same even if he/she is getting his/her account transferred to another bank also.
(d) Bank customers would have the facility of mobile Banks to withdraw cash nearby his/her place
(e) None of these
08. The total number of Kisan
Credit Card holder farmers in our country is _________
(a) 8 Crores
(b) 10 Crores
(c) 5 Crores
(d) 7.5 Crores
(e) 6 Crores
(b) 10 Crores
(c) 5 Crores
(d) 7.5 Crores
(e) 6 Crores
09. NRE deposit is
_______________
(a) Non Resident External deposit
(b) Non Resident Extra deposit
(c) Non Resident Exchange deposit
(d) Non Refundable External deposit
(e) Non Resident Extended deposit
(b) Non Resident Extra deposit
(c) Non Resident Exchange deposit
(d) Non Refundable External deposit
(e) Non Resident Extended deposit
10. What is offshore banking?
(a) It is a bank located in the
sea (i.e. island)
(b) It is a bank located in SEZ (c) It is a bank located in a neighbouring country
(d) It is a bank located outside the country of residence of the depositor
(e) Offshore banking is basically dealing in foreign exchange
(b) It is a bank located in SEZ (c) It is a bank located in a neighbouring country
(d) It is a bank located outside the country of residence of the depositor
(e) Offshore banking is basically dealing in foreign exchange
11. Maoists in which of the
following countries recently decided to accept Govt’s of ‘Golden Handshake’ and
enter into ‘civilian life’ or mainstream of the society?
(a) Myanmar
(b) India
(c) China
(d) Nepal
(e) Bhutan
(b) India
(c) China
(d) Nepal
(e) Bhutan
12. Which of the following is
correct?
(a) Illiterates cannot open any
account in a bank
(b) Illiterate women cannot open any account in a bank
(c) Illiterates can open savings bank accounts in a bank
(d) Advance can be granted to a minor
(e) Advance can be granted to a minor if he is of sound mind
(b) Illiterate women cannot open any account in a bank
(c) Illiterates can open savings bank accounts in a bank
(d) Advance can be granted to a minor
(e) Advance can be granted to a minor if he is of sound mind
13. As per newspaper reports
western countries are going to impose sanctions on which of the following OPEC
countries as it is said that is trying to make a nuclear bomb?
(a) Kuwait
(b) Iraq
(c) Iran
(d) Saudi Arabia
(e) Angola
(b) Iraq
(c) Iran
(d) Saudi Arabia
(e) Angola
14. “The Reliance Industries Ltd
(RIL) has decided to return some ‘KG’ field to the Government of India was the
news in some major newspapers. What is the major production in KG fields owned
by RIL?
(a) Crude oil
(b) Gas
(c) Coal
(d) Iron ore
(e) Gold are and Diamonds
(b) Gas
(c) Coal
(d) Iron ore
(e) Gold are and Diamonds
15. Non convertible debentures
are ___________
(a) Debt instruments which
acquire equity status at the issuers’ option.
(b) Debt instruments which acquire equity status at the investors’ option.
(c) Debt instruments which acquire equity status with the permission of Registrar of Companies.
(d) Debt instruments which acquire equity status on maturity.
(e) Debt instruments which retain their debt character and cannot acquire equity status.
(b) Debt instruments which acquire equity status at the investors’ option.
(c) Debt instruments which acquire equity status with the permission of Registrar of Companies.
(d) Debt instruments which acquire equity status on maturity.
(e) Debt instruments which retain their debt character and cannot acquire equity status.
16. India’s Dipika Pallikal and
Sarah Cardwell of Australia recently played an international match in Chennai.
Both of them are _________
(a) Badminton players
(b) Gold players
(c) Chess players
(d) Squash players
(e) Table tennis players
(b) Gold players
(c) Chess players
(d) Squash players
(e) Table tennis players
17. “IRDA norms will boost online
distribution” – was the news in some major newspaper. This means online
distribution of which of the following will boost up?
(a) Bank products
(b) Insurance policies/products
(c) Licenses to open new banks/ branches of existing banks
(d) Licenses to operate 2G/3G spectrums
(e) Permits for export of iron ore
(b) Insurance policies/products
(c) Licenses to open new banks/ branches of existing banks
(d) Licenses to operate 2G/3G spectrums
(e) Permits for export of iron ore
18. ‘Lajja’ is a book written by
_____________
(a) Salman Rushdie
(b) Taslima Nasreen
(c) Suil Ganguli
(d) Rabindranath Tagore
(e) Bimal Mitra
(b) Taslima Nasreen
(c) Suil Ganguli
(d) Rabindranath Tagore
(e) Bimal Mitra
19. The prevent frauds in
multiple mortgage cases, under SARFAESL Act, 2002 one special thing has been
created and made operative from 01.04.2011.Which one is that from the
following?
(a) Special Registrar Office at
Lucknow
(b) Special Central Arbitration Bureau at Lucknow
(c) Central SARFAESI Tribunals at 6 Centres
(d) Central Electronic Registry
(e) State Electronic Registries
(b) Special Central Arbitration Bureau at Lucknow
(c) Central SARFAESI Tribunals at 6 Centres
(d) Central Electronic Registry
(e) State Electronic Registries
20. SBI has merged which of the
following two associate banks with itself?
(a) State Bank of Hyderabad &
State Bank of Patiala
(b) State Bank of Hyderabad & State Bank of Travancore
(c) State Bank ofMysore&State Bank of Travancore
(d) State Bank of Indore & State Bank of Hyderabad
(e) State Bank of Indore & State Bank of Saurashtra
(b) State Bank of Hyderabad & State Bank of Travancore
(c) State Bank ofMysore&State Bank of Travancore
(d) State Bank of Indore & State Bank of Hyderabad
(e) State Bank of Indore & State Bank of Saurashtra
21. Assembly Elections took place
in which one of the following States recently? (in January 2012)
(a) Madhya Pradesh
(b) Maharashtra
(c) Kerala
(d) Punjab
(e) Tamil Nadu
(b) Maharashtra
(c) Kerala
(d) Punjab
(e) Tamil Nadu
22. Which one of the following is
not a salient feature of Debit Card?
(a) No bad debts to banks and no
suits for recovery
(b) Non interest earning for banks
(c) Works like a normal withdrawal
(d) Can be used at ATM and POS
(e) 45 days credit is given to the card holder
(b) Non interest earning for banks
(c) Works like a normal withdrawal
(d) Can be used at ATM and POS
(e) 45 days credit is given to the card holder
23. Bank issue a letter to
beneficiary on behalf of its constituents like guarantee formaking payment on
their behalf on fulfillment of its terms and conditions. What is this
arrangement know in banking context?
(a) Line of Credit
(b) Loan to Client 125. World leaders are to assemble in Rio de Janeiro in June 2012 for the United Nations Conference on Sustainable Development (Rio + 20). All nations are going to make some commitment towards the goal of the conference. As per the agenda circulated, what commitment do world leaders want from India in the Conference?
(b) Loan to Client 125. World leaders are to assemble in Rio de Janeiro in June 2012 for the United Nations Conference on Sustainable Development (Rio + 20). All nations are going to make some commitment towards the goal of the conference. As per the agenda circulated, what commitment do world leaders want from India in the Conference?
(a) India should agree to double
its energy efficiency under a global understanding
(b) India should suspend its nuclear pact with USA for at least should reduce it to 50% level of agreed capacity
(c) Nuclear power plants are highly risky as seen in Japan recently. Hence no new plant should be made
(d) India has a vast resource of coal. It must its coal resources with other countries to enable them to produce thermal power which they are not doing so far due to lack of coal mines there
(e) None of these
(b) India should suspend its nuclear pact with USA for at least should reduce it to 50% level of agreed capacity
(c) Nuclear power plants are highly risky as seen in Japan recently. Hence no new plant should be made
(d) India has a vast resource of coal. It must its coal resources with other countries to enable them to produce thermal power which they are not doing so far due to lack of coal mines there
(e) None of these
26. Who among the following is
the recipient of the Padma Vibhushan given in 2012?
(a) Late (Dr.) Bhupen Hazarika
(b) Sri Vanraj Bhatia
(c) Sri Javed Akhtar
(d) Sri Amitabh Bachhan
(e) Smt. Ambika Soni
(b) Sri Vanraj Bhatia
(c) Sri Javed Akhtar
(d) Sri Amitabh Bachhan
(e) Smt. Ambika Soni
27. Under the liberalized scheme
of interest subsidy, Government of India provides interest subsidy on housing
loan at the rate of __________
(a) 0.50%
(b) 1.00%
(c) 2.00%
(d) 2.00% + 1.00% for prompt repayment
(e) None of these
(b) 1.00%
(c) 2.00%
(d) 2.00% + 1.00% for prompt repayment
(e) None of these
28. When a Bank provides a loan
for purchase of white goods, it is categorized as _______
a) Consumption loan
(b) White Goods loan
(c) Consumer Durable loan
(d) Working Capital
(e) Bridge Loan
(b) White Goods loan
(c) Consumer Durable loan
(d) Working Capital
(e) Bridge Loan
29. India has decided to acquire
Rafale Fighter planes for its air force wing. Which country is going to supply
Rafale fighter planes?
(a) Italy
(b) Britain
(c) Canada
(d) France
(e) Germany
(b) Britain
(c) Canada
(d) France
(e) Germany
30. Which of the following
statements about contribution (approximately) of agriculture sector in GDP is
correct?
(a) Agriculture contributes 50%
of total GDP
(b) Agriculture does not contribute significantly to India’s GDP as the share is less than 1%
(c) India’s GDP does not take agriculture sector into account
(d) Agriculture Sector is the part of Service Sector. Hence it is not considered as an independent sector
(e) Agriculture Sector contributes 20% in India’s GDP
(b) Agriculture does not contribute significantly to India’s GDP as the share is less than 1%
(c) India’s GDP does not take agriculture sector into account
(d) Agriculture Sector is the part of Service Sector. Hence it is not considered as an independent sector
(e) Agriculture Sector contributes 20% in India’s GDP
31. Banks
are considered as ‘financial intermediaries’. Which of the following activity
correctly and comprehensively explains this role of banks?
(a) Accepting deposits of money
for the purpose of lending and investment
(b) Granting loans to the weaker section of the society
(c) Accepting money for remittance and issuing bank drafts
(d) Providing safe deposit services
(e) Opening accounts and accepting deposit therein
(b) Granting loans to the weaker section of the society
(c) Accepting money for remittance and issuing bank drafts
(d) Providing safe deposit services
(e) Opening accounts and accepting deposit therein
32. The rate below which banks
cannot generally lend is called as ________________
(a) Base rate
(b) Floor rate
(c) Repo rate
(d) Call money rate
(e) Ceiling rate
(b) Floor rate
(c) Repo rate
(d) Call money rate
(e) Ceiling rate
33. As per the data released by
the Union Health Ministry (of India) the infant mortality rate is lowest in
_____________
(a) Tamil Nadu
(b) Maharashtra
(c) Goa
(d) Uttar Pradesh
(e) Madhya Pradesh
(b) Maharashtra
(c) Goa
(d) Uttar Pradesh
(e) Madhya Pradesh
34. Dada Saheb Phalke Awards are
given by theMinistry of ____________
(a) Social Welfare
(b) Corporate Affairs
(c) Home Affairs
(d) Human Resources Development
(e) Information & Broadcasting
(b) Corporate Affairs
(c) Home Affairs
(d) Human Resources Development
(e) Information & Broadcasting
35. Which of the following is not
a type of Cheque?
(a) Crossed cheque
(b) Blank cheque
(c) Speed cheque
(d) Bearer cheque
(e) Order cheque
(b) Blank cheque
(c) Speed cheque
(d) Bearer cheque
(e) Order cheque
36. Mr. John Key is the present
_____________
(a) Prime Minster of Canada
(b) Prime Minister of Australia
(c) Prime Minister of New Zealand
(d) President of Australia
(e) President of Canada
(b) Prime Minister of Australia
(c) Prime Minister of New Zealand
(d) President of Australia
(e) President of Canada
37. In relation to banking, what
do you understanding by “Ever – Greening of loan Account”?
(a) Full repayment of a loan
account before maturity – Pre-payment
(b) Full repayment of a loan account exactly a t maturity
(c) Fresh Loan sanctioned during the tenure of account for enhancement of limits
(d) Adjusting the NPA/Sticky account with fresh sanction of loans
(e) Loans provided for new projects to new customers
(b) Full repayment of a loan account exactly a t maturity
(c) Fresh Loan sanctioned during the tenure of account for enhancement of limits
(d) Adjusting the NPA/Sticky account with fresh sanction of loans
(e) Loans provided for new projects to new customers
38. Which of the following is the
name of an autonomous organization for rural technology?
(a) CAPART
(b) MGNREGA
(c) PURA
(d) IRDP
(e) NGAPS
(b) MGNREGA
(c) PURA
(d) IRDP
(e) NGAPS
39. With a view to facilitate
payment of balance in deposit account to the person named by the deposition
without any hassles in the event of death of the account holder, the following
facility was introduced in bank accounts in our country?
(a) Will
(b) Registration
(c) Nomination
(d) Indemnity
(e) Guarantee
(b) Registration
(c) Nomination
(d) Indemnity
(e) Guarantee
40. Which of the following
countries is NOT a member of ASEAN?
(a) Thailand
(b) Myanmar
(c) Singapore
(d) Vietnam
(e) Brazil
(b) Myanmar
(c) Singapore
(d) Vietnam
(e) Brazil
41. Which of the following is not
a Negotiable Instrument?
(a) Cheque
(b) Fixed Deposit Receipt
(c) Promissory Note
(d) Bill of Exchange
(e) All (a) to (d) above are negotiable instruments
(b) Fixed Deposit Receipt
(c) Promissory Note
(d) Bill of Exchange
(e) All (a) to (d) above are negotiable instruments
42. Which of the following Stock
Exchanges in India recently launched “Carbon Index” so that investors can
assess risk and opportunities associated with climate change?
(a) Delhi Stock Exchange
(b) National Stock Exchange
(c) Bombay Stock Exchange
(d) Kolkata Stock Exchange
(e) Ahmadabad Stock Exchange
(b) National Stock Exchange
(c) Bombay Stock Exchange
(d) Kolkata Stock Exchange
(e) Ahmadabad Stock Exchange
43. Which of the following would
be the venue of the World Athletic Championship 2013?
(a) New Delhi
(b) Tokyo
(c) London
(d) Paris
(e) Moscow
(b) Tokyo
(c) London
(d) Paris
(e) Moscow
44. Who among the following
represented India in 17th SAARC Summit held at Addu in Maldives in November
2011?
(a) Smt. Sonia Gandhi
(b) Dr. Manmohan Singh
(c) Shri Pranab Mukherjee
(d) Shri P Chidambaram
(e) Shri Rahul Gandhi
(b) Dr. Manmohan Singh
(c) Shri Pranab Mukherjee
(d) Shri P Chidambaram
(e) Shri Rahul Gandhi
45. What is the maximum balance
amount that is eligible for earning interest in a normal saving bank account?
(a) Rs. 1 lac
(b) Rs. 2 lacs
(c) Rs.3 lacs
(d) Rs. 5 lacs
(e) No limit
(b) Rs. 2 lacs
(c) Rs.3 lacs
(d) Rs. 5 lacs
(e) No limit
46. When a customer opens a
Deposit account with the Bank, which one of the following is the status of the
Bank?
(a) Debtor
(b) Creditor
(c) Trustee
(d) Beneficiary
(e) None of these
(b) Creditor
(c) Trustee
(d) Beneficiary
(e) None of these
47. Which of the following states
decided to give Khatedhari Rights to about 30,000farmers occupying the
custodian lands?
(a) Gujarat
(b) Rajasthan
(c) Madhya Pradesh
(d) Uttar Pradesh
(e) Uttrakhand
(b) Rajasthan
(c) Madhya Pradesh
(d) Uttar Pradesh
(e) Uttrakhand
48. Which of the following
functions are not being performed by the Reserve Bank of India?
(a) Regulation of Banks in India
(b) Regulation of Foreign Direct Investment in India
(c) Foreign CurrencyManagement in India
(d) Control & Supervision of Monday Supply
(e) Currency Management in India
(b) Regulation of Foreign Direct Investment in India
(c) Foreign CurrencyManagement in India
(d) Control & Supervision of Monday Supply
(e) Currency Management in India
49. A bank is called as
‘Scheduled Bank’ when ______________
(a) Its business has crossed Rs.
1000 crore mark
(b) Its branch network is over 100
(c) It is included in the second Scheduled of the RBI Act
(d) When it complies with all the three above
(e) None of these
(b) Its branch network is over 100
(c) It is included in the second Scheduled of the RBI Act
(d) When it complies with all the three above
(e) None of these
50. Australian govt. recently
decided to sell Uranium to India. Uranium is used mainly for ______
(a) manufacturing of chemical
fertilizers
(b) manufacturing of Drug/Pharma products
(c) nuclear power generation
(d) making arsenals
(e) making electronic chips
(b) manufacturing of Drug/Pharma products
(c) nuclear power generation
(d) making arsenals
(e) making electronic chips
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